Louis Hyman

In this lively history of consumer debt in America, economic historian Louis Hyman demonstrates that today’s problems are not as new as we think. Borrow examines how the rise of consumer borrowing—virtually unknown before the twentieth century—has altered our culture and economy. Starting in the years before the Great Depression, increased access to money raised living standards but also introduced unforeseen risks. As lending grew more and more profitable, it displaced funds available for business borrowing, setting our economy on an unsustainable course. Told through the vivid stories of individuals and institutions affected by these changes, Borrow charts the collision of commerce and culture in twentieth-century America, giving an historical perspective on what is new—and what is not—in today’s economic turmoil.A Paperback Original

The untold history of the surprising origins of the "gig economy" --how deliberate decisions made by consultants and CEOs in the 50s and 60s upended the stability of the workplace and the lives of millions of working men and women in postwar America.Every working person in the United States asks the same question, how secure is my job? For a generation, roughly from 1945 to 1970, business and government leaders embraced a vision of an American workforce rooted in stability. But over the last fifty years, job security has cratered as the postwar institutions that insulated us from volatility--big unions, big corporations, powerful regulators--have been swept aside by a fervent belief in "the market." Temp tracks the surprising transformation of an ethos which favored long-term investment in work (and workers) to one promoting short-term returns. A series of deliberate decisions preceded the digital revolution and upended the longstanding understanding of what a corporation, or a factory, or a shop, was meant to do.Temp tells the story of the unmaking of American work through the experiences of those on the inside: consultants and executives, temps and office workers, line workers and migrant laborers. It begins in the sixties, with economists, consultants, business and policy leaders who began to shift the corporation from a provider of goods and services to one whose sole purpose was to maximize profit--an ideology that brought with it the risk-taking entrepreneur and the shareholder revolution and changed the very definition of a corporation.With Temp, Hyman explains one of the nation's most immediate crises. Uber are not the cause of insecurity and inequality in our country, and neither is the rest of the gig economy. The answer goes deeper than apps, further back than downsizing, and contests the most essential assumptions we have about how our businesses should work.

Before the twentieth century, personal debt resided on the fringes of the American economy, the province of small-time criminals and struggling merchants. By the end of the century, however, the most profitable corporations and banks in the country lent money to millions of American debtors. How did this happen? The first book to follow the history of personal debt in modern America, Debtor Nation traces the evolution of debt over the course of the twentieth century, following its transformation from fringe to mainstream--thanks to federal policy, financial innovation, and retail competition.How did banks begin making personal loans to consumers during the Great Depression? Why did the government invent mortgage-backed securities? Why was all consumer credit, not just mortgages, tax deductible until 1986? Who invented the credit card? Examining the intersection of government and business in everyday life, Louis Hyman takes the reader behind the scenes of the institutions thatmade modern lending the halls of Congress, the boardrooms of multinationals, and the back rooms of loan sharks. America's newfound indebtedness resulted not from a culture in decline, but from changes in the larger structure of American capitalism that were created, in part, by the choices of the powerful--choices that made lending money to facilitate consumption more profitable than lending to invest in expanded production. From the origins of car financing to the creation of subprime lending, Debtor Nation presents a nuanced history of consumer credit practices in the United States and shows how little loans became big business.

From Cornell University Professors Louis Hyman and Edward E. Baptist, a collection of the most relevant readings on the history of capitalism in America, created to accompany their EdX course American A Reader .To understand the past and especially our own times, arguably no story is as essential to get right as the history of capitalism. Nearly all of our theories about promoting progress come from how we interpret the economic changes of the last 500 years. This past decade’s crises continue to remind us just how much capitalism changes, even as basic features like wage labor, financial markets, private property, and entrepreneurs endure. While capitalism has a global history, the United States plays a special role in that story.American A Reader will help you to understand how the United States became the world’s leading economic power, while revealing essential lessons about what has been and what will be possible in capitalism’s ongoing revolution. Combining a wealth of essential readings, introductions by Professors Baptist and Hyman, and questions to help guide readers through the materials and broader subject, this course reader will prepare students to think critically about the history of capitalism in America.

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En 1933, Marvin Bower, ancien de la Harvard Business School, rejoint à Chicago (Illinois) la jeune société McKinsey. En quelques années, il la propulse au sommet du conseil en " stratégie moderne ", devenant l'indispensable conseiller des grands patrons.En 1948, à Milwaukee (Wisconsin), Elmer Winter crée l'agence d'intérim Manpower qui, malgré son nom, recrute surtout des femmes, divorcées ou veuves, qui ont besoin de gagner leur vie. Toute une frange de travailleurs fragiles socialement – femmes, immigrés, Africains-Américains – découvre le travail intérimaire.Une nouvelle organisation sociale se met en place petit à petit ; et une nouvelle philosophie : le travail peut être externalisé et les travailleurs temporaires. La stabilité de l'emploi devient un problème plutôt qu'un but.Temporaire est l'histoire, sur la longue durée, de cette offensive idéologique.

This edition features a leather binding on the spine and corners, adorned with gold leaf printing on the rounded spine. Additional customizations are available upon request, such as full leather binding, gold screen printing on the cover, colored leather options, or custom book colors. Reprinted in 2019 from the original edition published many years ago [1929], this book is presented in black and white with a sewn binding to ensure durability. It is printed on high-quality, acid-free, natural shade paper, resized to meet current standards, and professionally processed to maintain the integrity of the original content. Given the age of the original texts, each page has been meticulously processed to enhance readability. However, some pages may still have minor issues such as blurring, missing text, or black spots. If the original was part of a multi-volume set, please note that this reprint is a single volume. We hope you understand these limitations and appreciate our efforts to preserve this valuable piece of literary history. We believe this book will be of great interest to readers keen on exploring our rich cultural heritage and are pleased to bring it back to the shelves. We welcome your feedback and suggestions. Yiddish, 290. Full leather binding is available for an additional $25 beyond the price of the standard leather-bound edition. {Folio edition also available.} Complete Oyf di ṿegn fun ḳamf 1929 [Leather Bound] by Hyman, Louis,Noṿiḳ, P,