David Bach

Updated and revised for a new generation, David Bach's classic money guide teaches women how to build stable financial wealth that lasts.With hundreds of thousands of copies in print around the world, Smart Women Finish Rich, by renowned financial adviser David Bach, has shown women of all ages and backgrounds how to take control of their financial future and finish rich. Whether you're working with a few dollars a week or a significant inheritance, Bach's nine-step program gives you tools for spending wisely, establishing security, and aligning money with your values. Plus, in this revised and updated edition, David Bach includes critical new long-term investment advice, information on teaching your kids about money, Internet resources, and new ways to attract greater wealth--personal and financial--into your life.

Let David Bach show you a whole new way to prosper—by going greenInternationally renowned financial expert and bestselling author David Bach has always urged readers to put their financial lives in line with their values. But what if your values are a cleaner and greener earth? Most people think that “going green” is an expensive choice they can’t afford. Bach is here to say that you can have both: a life in line with your green values and a million dollars in the bank. Go Green, Live Rich outlines fifty ways to make your life, your home, your shopping, and your finances greener—and get rich trying. From driving the right car to making your home energy smart, Bach offers ways to improve the environment while you spend less, save more, earn more, and pay fewer taxes. Best of all, he shows you exactly how to take advantage of the "green wave" in personal finance without the difficult work of evaluating individual stocks. What's more, he will get you thinking about a green business of your own so you can help the world along as it is changing for the better. David Bach is on a mission to teach the world that you can live a great life by living a green life. With Go Green, Live Rich, you can live in line with your eco-values on the road to financial freedom.

INSTANT NEW YORK TIMES , USA TODAY , WALL STREET JOURNAL , AND INTERNATIONAL BESTSELLERDiscover #1 New York Times bestselling author David Bach’s three secrets to financial freedom in an engaging story that will show you that you are richer than you think . Drawing on the author’s experiences teaching millions of people around the world to live a rich life, this fast, easy listen reveals how anyone—from millennials to baby boomers—can still make his or her dreams come true.In this compelling, heartwarming parable, Bach and his bestselling coauthor John David Mann ( The Go-Giver ) tell the story of Zoey, a twenty-something woman living and working in New York City. Like many young professionals, Zoey is struggling to make ends meet under a growing burden of credit card and student loan debt, working crazy hours at her dream job but still not earning enough to provide a comfortable financial cushion. At her boss’s suggestion, she makes friends with Henry, the elderly barista at her favorite Brooklyn coffee shop.Henry soon reveals his “Three Secrets to Financial Freedom,” ideas Zoey dismisses at first but whose true power she ultimately comes to appreciate. Over the course of a single week, Zoey discovers that she already earns enough to secure her financial future and realize her truest dreams—all she has to do is make a few easy shifts in her everyday routine.The Latte Factor demystifies the secrets to achieving financial freedom, inspiring you to realize that it’s never too late to reach for your dreams. By following the simple, proven path that Henry shows Zoey, anyone can make small changes today that will have big impact for a lifetime, proving once again that “David Bach is the financial expert to listen to when you’re intimidated by your finances” (Tony Robbins, #1 New York Times bestselling author of Master the Game ).

What’s the secret to becoming a millionaire?For years people have asked David Bach, the national bestselling author of Smart Women Finish Rich , Smart Couples Finish Rich, and The Finish Rich Workbook , what’s the real secret to getting rich? What’s the one thing I need to do?Now, in The Automatic Millionaire , David Bach is sharing that secret.The Automatic Millionaire starts with the powerful story of an average Americancouple--he’s a low-level manager, she’s a beautician--whose joint income never exceeds $55,000 a year, yet who somehow manage to own two homes debt-free, put two kids through college, and retire at 55 with more than $1 million in savings. Through their story you’ll learn the surprising fact that you cannot get rich with a budget! You have to have a plan to pay yourself first that is totally automatic, a plan that will automatically secure your future and pay for your present.What makes The Automatic Millionaire unique:You don’t need a budgetYou don’t need willpowerYou don’t need to make a lot of moneyYou don’t need to be that interested in moneyYou can set up the plan in an hourDavid Bach gives you a totally realistic system, based on timeless principles, with everything you need to know, including phone numbers and websites, so you can put the secret to becoming an Automatic Millionaire in place from the comfort of your own home.This one little book has the power to secure your financial future. Do it once--the rest is automatic!

From first-time newlyweds to people on their second or third marriage, couples face an overwhelming task when it comes to money management. Nationally renowned financial advisor and bestselling author David Bach knows that it doesn’t have to be this way. In Smart Couples Finish Rich , he provides couples with easy-to-use tools that cover everything from credit card management, to investment advice, to long-term care. You and your partner will learn how to work together as a team to identify your core values and dreams, creating a financial plan that will allow you to achieve security, provide for your family’s future financial needs, and increase your income. Together, you’ll learn why couples that plan their finances together, stay together!

#1 NEW YORK TIMES BESTSELLER • Are you wondering if it is too late for you to be rich? David Bach has a plan to help you live and finish rich— no matter where you start As a number-one bestseller in its hardcover edition, Start Late, Finish Rich has helped hundreds of thousands of people of all ages take control of their financial future. Now you, too, can ramp up the road to financial security with David Bach’s inspiring, proven, and easy-to-follow “catch up” plan, which tailors his “Finish Rich” wisdom to those who forgot to save, procrastinated, or got sidetracked by life’s unexpected challenges. In a swift, motivating read, David Bach gives you step-by-step instructions, worksheets, phone numbers, and website addresses—everything you need to put your “Start Late” plan into place right away. You will learn that even if you’re buried in debt, there’s still hope. You can spend less, save more, and make more—and it doesn’t have to hurt. With America’s best-loved money coach at your side, it’s never too late to change your financial destiny.

Imagine this. You buy a home, live in it, then buy another. You build your wealth through real estate—and then retire rich. It may sound too good to be true. But it’s not. It has happened, it’s happening now and it will continue to happen for millions of people over the next few decades. The question is, will it happen for you?If you want the answer to be “yes,” then stop what you are doing and open this book. Read a few pages. Bach’s simple strategies make you rich where you sleep. All you have to do is follow his easy program to go from renter to owner, and from owner to Automatic Millionaire Homeowner. The rest is automatic!What’s the secret to becoming a millionaire in real estate?Since the runaway success of David Bach’s #1 New York Times bestseller The Automatic Millionaire, people all over the world have asked David the same question— is it really possible for me to get rich in real estate?Now, in The Automatic Millionaire Homeowner , David Bach reveals why buying a home and investment properties is not only possible, it is the surest way to reach your seven-figures dreams on an ordinary income.The Automatic Millionaire Homeowner starts with the powerful story of an average American couple with a modest income who stretch to buy their first house for $30,000 and retire 35 years later owning a home on a golf course and rental properties worth over three million dollars. Through their story you will learn the surprising fact that even if you have cheap rent you can’t get rich renting! You must first own a home, and make it the foundation on which you build your financial security.What Makes The Automatic Millionaire Homeowner You don’t need a big down payment to buy a home.You don’t need great credit.You should buy even if you have credit card debt.You can buy a second home even if you’re still paying off the first.You can get started in any market–boom or bust.It’s easier to be a landlord than you think.Whether you are a renter or already own a home, David Bach gives you a lifelong strategy for real estate based on timeless wisdom that is tried and true. He includes everything you need to know, with step-by-step instructions, including phone numbers and websites so you can get started right away. His road map to ownership is easy to follow and, best of all, it makes the process totally automatic.As long as you’re alive, you have to live somewhere. Why not let where you live make you rich? David Bach will show you how.

Poses motivational arguments for eliminating debt, outlining strategies for achieving financial stability while living on less and enabling a retirement that involves fewer monthly payments. By the best-selling author of The Runaway Millionaire. 150,000 first printing.

Let 2010 Set You on the Path to Wealth. Believe it or not, recessions make millionaires! Will you be one? In Start Over, Finish Rich, America's best-loved financial expert, David Bach, explains that 2010 will be the best opportunity for building wealth we have seen in decades . And, as the economy recovers, you must be set up to recover with it. Bach's easy, take-action plan will show you how. Start Over, Finish Rich supplies the ten crucial moves you must make in 2010 to get back on track and recapture your dreams of a richer future. Learn how * Get out of debt* Fix your credit* Rebuild your 401k plan* Improve your 529 Plan* Take smart risks* Reorganize your financial life for the high tech age* Update your real estate plan* Change your thinking about money* Recommit to wealth As Bach says, "A recession is a terrible thing to waste—so don't waste this one! Use it instead to get rich." Read Start Over, Finish Rich and let David Bach put you and your family back on the path to financial freedom.

A war for your money is raging and it is time to fight back! In a book that will forever change how you spend your hard earned money, America’s favorite financial coach, David Bach, shows you how to save thousands of dollars every year by taking on the “corporate machines.” In these times when every dollar counts, big businesses are using dishonest tricks to rip you off, making themselves billions while they keep you living paycheck to paycheck. David Bach knows that until you learn to fight for your money, you will overpay for almost everything you buy. In Fight for Your Money , he gives you the tools to FIGHT BACK and WIN.Bach shows you how every dollar you spend is really a battle between you and the businesses—and the government—who want to take it as profit. When you know how the system is rigged –the extra points, the hidden fees, the late charges, the unused tax breaks, the escalating rates—you can fight back against the pickpockets and save literally thousands every year—money in your pocket that can help you live your dreams.Fight for Your Money shows how you are being taken on your cell phone contract, cable bill, car purchase, credit card, life insurance, healthcare, 401(k) plan, airfare, hotel bills, and much more. Bach gives you all the tools you need to fight back, with websites, phone numbers, sample letters and real-life stories of ordinary people who have fought for their money and won.You’ll learn how Beat the credit card companies at the games they play that cost you thousands annually in interest and feesMake your bank accounts work for you with higher yields and lower feesSave thousands by pre-paying college tuition at TODAY’s pricesRaise your credit score and pay thousands less in mortgage interestCut your life insurance premiums in half by making one callSave hundreds on air travel, hotels, and car rentals—just by being an informed consumerAvoid huge rip-offs like bank-issued gift cards, medical credit cards, 401(k) debit cards, and sneaky renewals of your cell-phone plan.David Bach knows that when you are being taken financially, you work harder than you have to, for longer than you need to. This book helps you fight for your money, so you can live your life doing what you really want to do.

No Matter Where You Start, David Bach Can Help You Live and Finish RichWith his national bestsellers Smart Women Finish Rich and Smart Couples Finish Rich , renowned financial advisor and educator David Bach has taught millions of people of all ages and incomes how to take control of their financial future. His message, that the key to building wealth is “values first, stuff second,” has inspired people all over the world. Now, The Finish Rich Workbook gives couples and singles alike a new opportunity to tailor his advice for their individual circumstances. Combining the down-to-earth, jargon-free approach that has made him so popular with the hands-on practicality of a workbook, this new addition to the Finish Rich series is like having a one-on-one session with David Bach. You will learn how • Use the power of the Latte Factor™, David Bach’s international recognized approach to building wealth on a few dollars a day.• Apply the Debt Free SolutionTM, a powerful way to reduce debt quickly and repair your credit in the process.• Organize your financial life in minutes with the FinishRich Inventory Planner™ and File Folder system, including a pull-out summary of where you stand financially.• Craft a personalized FinishRich QuickStart™ plan–a to-do list for today, this month, and this year, so you can get started right away.• Find the perfect financial advisor by using the FinishRich Advisor Questionaire™ to find, interview, screen, and score an advisor before you hire them.Whether you’re working with a few dollars a week or quite a bit more, Bach’s nine-step program will help you put the Finish Rich wisdom right to work for you.

With this essential companion to the automatic #1 national bestseller, you can put pencil to paper and make your seven-figure dreams come true!The Automatic Millionaire rocketed to instant bestseller status because in its pages America’s best-loved money coach, David Bach, delivered a uniquely foolproof, hassle-free plan for achieving financial security even if you have zero willpower. Now The Automatic Millionaire Workbook lets you tailor that strategy to your own financial life in a line-by-line personal plan. The workbook THE WORKBOOK • The five questions that determine with 90 percent certainty if you will be an Automatic Millionaire• Charts and checklists for paying down debt while you save• A clear path for any renter to become a home owner• Worksheets to set savings goals and meet them, no matter how much you make• A game plan for paying off mortgages early• The one crucial step that guarantees your financial plan will succeed• Details on where to invest, what phone calls to make, and exactly what to say when automating your financial futureAlong the way, you will be inspired by stories of ordinary Americans from all walks of life who are becaming Automatic Millionaires. The Automatic Millionaire Workbook makes it easier than ever for you to put your financial life on autopilot and finish rich—without a budget.You’ve dreamed it, now write it and do it. The rest is automatic!

O que é que tem de fazer para se tornar um milionário?Durante anos, milhares de seguidores de David Bach Fizeram-lhe a mesma pergunta: o que tenho de fazer para ficar rico? Agora, numa versão totalmente revista, aumentada e actualizada do mega Bestseller O Milionário Automático, o guru das finanças pessoais revela o seu segredo.O livro começa com a história de um casal americano com um rendimento anual típico da classe média. No entanto, marido e mulher conseguiram comprar duas casas e pagá-las por inteiro, conseguiram pagar cursos universitários aos dois filhos e… aposentaram-se aos 55 anos com mais de 1 milhão de dólares de poupança.Ao acompanhar a história desse casal, vamos aprender uma verdade surpreendente: não é a contar tostões que se enriquece! O primeiro passo é criar um plano que permita automaticamente pagar as despesas de bom hoje e garantir a riqueza de amanhã.O que aprenderá com este livro:- Não é preciso ter força de vontade - Não é preciso ganhar rios de dinheiro - Não é preciso ficar obcecado com dinheiro- E o plano para criar riqueza pode ser feito numa horaDavid Bach oferece um sistema absolutamente prático e realista, baseado em princípios comprovados, contudo o que precisa de saber para, a partir do conforto da sua casa, se tornar um milionário automático. Este livro tem o potencial de assegurar o seu futuro financeiro. Basta ler e fazer o plano uma vez, e o resto é automático!

Number one New York Times best-selling author David Bach has helped millions of couples plan for a future they love with more than 7 million of his books in print. And now, completely updated, and revised, Smart Couples Finish Rich, America’s favorite money book for couples, is back. You’ll discover the latest techniques to live a life as a couple, where your values align, and your money decisions become easier.Whether newlyweds, a couple planning for retirement, or already retired, this timeless classic provides couples with easy-to-use tools that cover everything from credit card management to detailed investment advice to long-term care. Together you’ll learn why couples who plan their finances together, stay together!

In this audio program packed with how-to tips, best-selling author, David Bach, takes a personal approach to the insights he shared in The Automatic Millionaire. You�ll be coached by David as though he�s in your home, car, or office as he reveals even more strategies, secrets, and tactics that are guaranteed to help you turn an ordinary income into a lifetime of financial freedom…easily and automatically. The complete Automatic Millionaire Audio System is filled with critical tools and additional information you won�t find anywhere else, including: *8 extraordinary audio sessions *Exclusive Bonus Session: How to Put Your Financial House in Order *Accompanying Workbook on CD-ROM *Also get a FREE Latte Factor Travel Mug! Best of all, with the Automatic Millionaire Audio System, you�ll have David Bach as your personal, one-on-one financial coach. He�ll be available to you whenever you need him, so you�ll never forget your focus or lose momentum. You can check in anytime you want a strategy review, a shot of willpower, or a fresh does of inspiration. And you can listen anywhere � while you�re commuting, traveling or even exercising!

Excellent Book

Good used condition

Smart Couples Finish Rich, Revised and Updated

Kế hoạch tài chính của các cặp vợ chồng giống như một chiếc máy bay có hai động cơ. Nếu cả hai động cơ không chạy theo cùng một hướng hoặc hoạt động với công suất gần bằng nhau, họ sẽ gặp rắc rối. Nếu các cặp đôi cứ bất đồng quan điểm, mỗi người một hướng thì chắc chắn không chỉ trong chuyện tài chính mà còn trong rất nhiều vấn đề khác, hai bạn cũng không thể thực hiện được. Nếu không có tinh thần đồng đội, kế hoạch tài chính đối với hầu hết các cặp vợ chồng sẽ trở thành một trận chiến không chế ngự được.Khi hai người làm việc cùng nhau để hoàn thành một mục tiêu, họ thường có thể đạt được nó nhanh gấp hai lần khi một trong hai người họ làm việc một mình. Điều này hoàn toàn đúng đối với các khoản tiền của các bạn. Các bạn càng bắt đầu làm việc cùng nhau sớm, thì càng có thể nhanh chóng cải thiện bức tranh tài chính của mình. Chìa khóa ở đây là bạn phải thực sự tin rằng dù bạn bắt đầu từ bất cứ thời điểm nào - cho dù nó trông tồi tệ hay ảm đạm như thế nào - thì mọi thứ có thể và sẽ tốt đẹp hơn - nếu hai bạn cùng nhau hành động. Và nếu bạn đã đạt được thành công về tài chính nhưng vẫn thấy rằng vì lý do nào đó số tiền bạn đang có vẫn không đủ để biến giấc mơ của bạn trở thành hiện thực, bạn không nên từ bỏ. Bạn vẫn có thể định đoạt các giá trị, thực hiện ước mơ của bạn và sống một cuộc sống hoàn hảo. nếu bạn và đối tác của bạn làm việc với khoản tiền này cùng nhau.Theo các chuyên gia, nguyên nhân số một dẫn tới ly hôn ở Mỹ không phải là tình dục hay tôn giáo hoặc các vấn đề liên quan tới luật pháp mà là tranh chấp về tiền bạc. Việc cùng nhau cải thiện các vấn đề về tiền bạc sẽ nâng cao cơ hội giúp bạn không chỉ thành công về tài chính mà còn là một cặp vợ chồng sống hạnh phúc bên nhau

New York Times bestselling The Latte Why You Don't Have to Be Rich to Live Rich by David Bach and John David Mann. This book starts with the story of Zoey who meets an elderly barista that gives her sagely advise thorough his "Three Secrets to Financial Freedom." Bach and Mann reveal the meaning of the Latte parable and show how to achieve financial freedom with what you are already making. Korean translated by Eom Seong Su.

Czy chcesz żyć bez wielkich wyrzeczeń i nie martwić się o przyszłość? Pomyśl tylko: niezależny finansowo będziesz robić, co chcesz, kiedy chcesz i gdzie chcesz. Kłopoty finansowe przestaną ci spędzać sen z powiek, a gdy już odmienisz własne życie, możesz zająć się resztą świata. Jeżeli tego chcesz, odłóż to, co teraz robisz, i otwórz tę książkę. Przeczytaj parę stron. Wejdź na ruchome schody Bacha.